Emery Estates | Payment Schemes

Payment Schemes

1. SpotCash - avail 5% discount upon payment of the full amount

REQUIREMENTS:

Client Profile Sheet (filled-up)

2 pcs 2X2 pictures (Principal)

TCT / Lot Title , Tax Declaration and/or Deed of Absolute Sale, Sketch/Lot Plan

2. Deferred Cash (Progress) - 30% of the Total Contract Price is in cash while 70% would be in equal monthly payments

REQUIREMENTS

Client Profile Sheet (filled-up)

2 pcs 2X2 pictures (Principal)

Post-dated Checks

Photocopy of latest Bank Statement / Contract of Employment

TCT / Lot Title , Tax Declaration and/or Deed of Absolute Sale, Sketch/Lot Plan

3. Bank Financing - 30% of the Total Contract Price is paid in cash, 70% will be financed by the bank

Financing Options are applicable for lots with title to principal and with road-right-of-way only. These are the requirements needed:

PART I: REQUIREMENTS ON IDENTIFICATION

        1. Client Profile Sheet (filled-up)

        2. 2 valid IDs

        3. Photocopy of Marriage Certificate (if married)

        4. 2X2 pictures, 2pcs each (Principal, Spouse)

        5. Photocopy of Passport (if abroad)

        6. Proof of Billings - local (utilities/mailing)

        7. Sketch of present address (local)

PART II: REQUIREMENTS ON INCOME

FOR OFWs

        1. Contract of Employment - (latest, valid for 6 months)

        2. Certificate of Employment & Compensation (if COE is not available)

        3. Seaman's Book (for seaman)

        4. Proof or Remittance

        5. Allotment Slips

        6. Bank Statements (latest 3 months)

        7. Payslips (latest 3 months)

FOR Locally Employed

        1. Original Certificate of Employment & Compensation

        2. ITR w/ Form W2 (latest)

        3. Payslips (latest 3 months)

        4. Vouchers (latest 3 months - for commission-based)

FOR Self-Employed

        1. Business Registration (DTI/SEC)

        2. Mayor's Permit

        3. ITR w/ Financial Statements (2yrs)

        4. Bank Statements for the last 6 months

        5. Picture of Business

PART III: REQUIREMENTS ON COLLATERAL

        1. Clear copy of TCT / CCT

        2. Location / Vicinity Map certified by Geodetic Engr

        3. Photocopy of Tax Declaration / Tax Receipts

PART IV: REQUIREMENTS ON CONSTRUCTION

To be complied by Emery Estates:

        1. Complete Set of Bldg Plan

        2. Bill of Materials / Labor Cost / Specifications / Cost Estimates

        3. Bldg Specification certified by Architect / Civil Engr

        4. Scope of work

PART V: APPRAISAL FEE: 3,500 or depends on the bank

PART VI: REQUIREMENTS AFTER LOAN APPROVAL

        1. Post-dated Checks issued to Emery Estates